Intelligence with Educational Teaching Research Paper

Intelligence with Educational Teaching - Research Paper Example Verbal-linguistic intelligence is ability to use language as a way to express oneself and appreciate as well as apply complex meanings. The visual-spatial intelligence has to do with mental imagery, artistic skills, spatial reasoning as well as having an active imagination and manipulation skills. Next is interpersonal intelligence which has to do which ability to understand and effectively communicate with others being mindful of their moods and temperaments. This is close to intrapersonal intelligence which is a deep understanding of oneself and the ability to be self-reflective on emotions and strengths and weaknesses. Lastly is existential intelligence which is ability to tackle issues of human existence such as life and death issues as well as spiritual existence (Chen, Moran and Howard 10). Recognition of these intelligences can enable the teachers build on the strengths of each student’s abilities and make them excel in them (Wadhwa 51). The recognition also allows better interaction and grouping of students in class in order to ensure they exploit, explore and benefit from each other’s skills and abilities based on the types of intelligence each student possesses. Recognition of these intelligences in students and building on them is the best way to eliminate the learning frustrations students have as they can focus completely on what they are good at and the rest can be assisted by other students. Neglect of the type of intelligence a student possesses is the gateway to not only frustrated students with education but to leaving school as well and encouraging criminal behaviour in the society. When a student does not know that they have skills or ability in one form of the mentioned intelligence or the other, they consider themselves of no value and think they cannot benefit through education and hence find no need to not only study but become a respectable individual in society (Tough 36). This can

Credit Assessment and Consulting in Rating Agencies Research Paper

Credit Assessment and Consulting in Rating Agencies - Research Paper Example nsulting services whereby debt issuers request rating agencies to direct them on the manner to structure their debt issues with the aim of securing a favorable rating (Crockett, Harris, Mishkin & White, 2004). In such circumstances, the credit-rating agencies are in effect auditing their own work. Moreover, credit-rating agencies may deliver favorable ratings so as acquire extra clients for the ancillary consulting business. Much of the challenges associated with Credit Assessment and Consulting in Rating Agencies relate to the reliability and integrity of ratings. Investors utilize credit ratings that mirror the probability of default to ascertain the creditworthiness of certain debt securities (Langohr & Langohr, 2008). Conflict of interest can yield a decrease in the flow of reliable information centering on either concealment of the information, or dissemination of misleading information (Brooks & Dunn, 2010). This has dire consequences on the value of stakeholder’s benefits. The markets can in some instances ameliorate the impacts of conflicts of interest within financial services firms and cannot always contain the incentives to exploit conflicts of interest. Some of the approaches to remedying conflict of interest encompass: â€Å"leaving it to the market† or letting market forces resolve the conflict by penalizing financial firms that exploit conflict of interest and instituting new institutional means to contain conflict of interest (Brooks & Dunn, 2010). The other approaches encompass regulating for transparency through mandatory disclosure and supervisory oversight. Additional approaches towards remedying conflicts of interest within credit rating agencies encompass separation of functions and socialization of information production. In conclusion, there is a need to enhance accountability of Credit Rating Agencies so as to negate the pitfalls associated with conflict of interest (Werther & Chandler, 2006). Reputation remains one of the key